Lido Capital Group logoLido Capital GroupEquipment Finance & Working Capital
Fleet of commercial trucks and excavators at a sunlit equipment yard

Equipment Finance

The job starts Monday. The equipment isn't paid for yet.

Finance the trucks, machinery, and tools your business runs on — $10,000 to $1,000,000. Same-day approval for qualified applicants and funds released in as little as 48 hours, with up to 100% of the equipment cost financed on approved programs.

  • Applying is a soft credit pull — it will not affect your credit score.
  • No upfront fees and no obligation to accept an offer.
  • You see the full payment, term, and total cost before you sign.
  • A specialist explains your options — you are never left with a form.

Apply in about 2 minutes

Tell us the amount you need and a specialist will call you back with your options — same-day for qualified applicants.

No obligation and no upfront fees. Reviewing your file is a soft credit pull, so it will not affect your credit score. Your information is transmitted and stored securely and is only used to review your request.

$10K–$1M

Funding available

48 hours

Funds can be released in as little as

20+ years

Combined industry experience

Soft pull

Applying won't affect your credit

Industries

Equipment we finance every day

Transportation & trucking

Tractors, trailers, box trucks, and fleet upgrades.

Construction

Excavators, loaders, attachments, and site equipment.

Manufacturing

CNC, fabrication, packaging, and production lines.

Medical & dental

Imaging, chairs, lasers, and practice build-outs.

Restaurant & hospitality

Kitchen equipment, refrigeration, and POS systems.

Professional & shop

Printing, IT, automotive lifts, and specialty tools.

Program Highlights

Flexible structures, not rigid boxes

Because we work with a wide lender network and review each file individually, we can shape financing around seasonality, growth stage, and credit history.

  • New, used, and private-party equipment
  • Titled and non-titled equipment programs
  • Seasonal and deferred payment structures available
  • Start-up and established business programs
  • Application-only options on many requests
  • Soft costs like delivery and installation can be included

Questions

What business owners ask before applying

Straight answers, so you know where you stand before you fill anything out.

How much equipment financing can I get?

We arrange financing from $10,000 to $1,000,000 depending on the equipment, your business, and your credit file.

How fast can I get funded?

Qualified applicants can receive same-day approval, and funds can be released in as little as 48 hours from application.

Will applying hurt my credit score?

No. Reviewing your file is a soft credit pull, so applying does not affect your credit score.

Can I finance used or private-party equipment?

Yes. We finance new, used, and private-party equipment, and soft costs such as delivery and installation can often be included.

What if my business is new?

We have programs for start-ups as well as established businesses, so it's worth applying even without years of history.

What do I need to apply?

Start with your name, phone, and the amount you're looking for. If more is needed for your file, your specialist will tell you exactly what and why.

Ready to price your equipment?

Apply in about 2 minutes. We review your credit file with a soft pull, match you with the right program, and work to release your funds in as little as 48 hours.

Selling equipment? Join our vendor referral program.

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