Lido Capital Group logoLido Capital GroupEquipment Finance & Working Capital

Working Capital

The invoice hasn't cleared. Payroll is Friday.

Cover the gap between money going out and money coming in. Working capital from $10,000 to $1,000,000, with same-day approval for qualified applicants and funds released in as little as 48 hours.

  • Applying is a soft credit pull — it will not affect your credit score.
  • No upfront fees and no obligation to accept an offer.
  • You know your total cost, term, and payment schedule before you sign.
  • Use the funds for any business purpose.

Apply in about 2 minutes

Tell us how much you need and a specialist will call you back with your options — same-day for qualified applicants.

No obligation and no upfront fees. Reviewing your file is a soft credit pull, so it will not affect your credit score. Your information is transmitted and stored securely and is only used to review your request.

$10K–$1M

Funding available

48 hours

Funds can be released in as little as

20+ years

Combined industry experience

Soft pull

Applying won't affect your credit

Business owner reviewing finances on a laptop in a bright office

Common Uses

Put capital exactly where it's needed

Payroll & hiring

Cover payroll through slow months or staff up for a big contract.

Inventory & materials

Buy in volume, lock in pricing, and keep jobs moving.

Expansion

New location, new line of business, or a larger facility.

Marketing & bridge needs

Fund campaigns or bridge receivables and tax obligations.

Program Highlights

Structured around your revenue

We review your credit file and cash flow, then match you with the working capital program that costs you the least friction.

  • Revenue-based and term structures available
  • Daily, weekly, or monthly payment options
  • Funding available alongside existing obligations
  • Renewals and additional draws as you perform
  • Minimal documentation on most requests
  • No prepayment surprises — terms explained up front

Questions

What business owners ask before applying

Straight answers, so you know where you stand before you fill anything out.

How much working capital can I get?

We arrange working capital from $10,000 to $1,000,000, based on your revenue, credit file, and how you plan to use the funds.

How quickly can the money arrive?

Qualified applicants can be approved the same day, with funds released in as little as 48 hours from application.

Does applying affect my credit score?

No. We review your file with a soft credit pull, so there is no impact on your credit score.

What can I use working capital for?

Any business purpose — payroll, inventory, rent, marketing, taxes, equipment repairs, or bridging slow-paying invoices.

Can I qualify if I already have a loan?

Often yes. Funding is available alongside existing obligations, and we'll tell you honestly where you stand.

How is the cost calculated?

Your specialist walks you through the full cost, the term, and the payment schedule before you sign anything, so there are no surprises later.

Find out what you qualify for

A soft credit pull, a real review of your cash flow, and a straight answer — with funds released in as little as 48 hours for qualified applicants.

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